Best RTP® Merchant Services – Instant A2A Payments for All Business Types

Best RTP® Merchant Services – Instant A2A Transactions for Every Business Type

Why Businesses Are Switching to RTP® Merchant Services

Many businesses struggle with high transaction fees, delayed settlements, and compliance hurdles when using credit card networks and ACH payments. RTP® solves these problems by offering:

• Instant account-to-account (A2A) credit and debit transactions – Funds settle in seconds.
• Lower processing costs – More affordable than credit card payments.
• No chargebacks or reversals – Unlike credit cards, RTP® payments are final.
• Ideal for high-risk businesses and bad credit merchants – No industry restrictions or approval hassles.
• 24/7/365 availability – Accept payments anytime, including weekends and holidays.

Top RTP® Merchant Services for All Business Types

✅ Instant B2B (Business-to-Business) Payments

• Perfect for wholesale vendors, suppliers, and manufacturers.
• Eliminates ACH processing delays and wire transfer fees.
• Faster invoice payments with Request for Payment (RfP) automation.

✅ C2B (Consumer-to-Business) Payments for Retail & E-Commerce

• Accept instant payments at checkout, improving customer experience.
• Ideal for online stores, subscription platforms, and gig economy services.
• Eliminates credit card interchange fees, lowering overall transaction costs.

✅ B2C (Business-to-Consumer) Payouts

• Pay employees, freelancers, and gig workers instantly.
• Perfect for payroll processing with no direct deposit fees.
• Works for online gaming, affiliate programs, and insurance payouts.

✅ RTP® for High-Risk & Bad Credit Merchants

• No credit score requirements – Businesses with low or no credit history can still accept payments.
• Supports CBD, adult industry, e-cigarettes, gaming, and other high-risk sectors.
• Prevents chargebacks and payment reversals, reducing fraud exposure.

✅ Subscription & Recurring Billing for SaaS & Memberships

• Automate monthly, quarterly, or annual recurring payments.
• Reduce failed transactions and eliminate chargeback disputes.
• Perfect for SaaS platforms, membership programs, and digital content providers.

✅ Request for Payment (RfP) Digital Invoicing

• Businesses can send invoices instantly and receive payments in real-time.
• Automated reconciliation with QuickBooks®, Xero, and NetSuite.
• Enhances B2B cash flow management, reducing late payments and collection risks.

✅ ISO 20022 Messaging for Secure & Transparent Transactions

• Improves transaction tracking and automation.
• Ensures compliance with banks, financial institutions, and regulatory authorities.
• Reduces errors, fraud risks, and reconciliation failures.

Benefits of Choosing RTP® for Merchant Services

🔹 Low-Cost Payment Processing

• RTP® transactions cost less than traditional credit card networks.
• No chargeback fees, PCI compliance costs, or hidden surcharges.

🔹 Instant Access to Funds

• Unlike ACH or wire transfers, RTP® transactions settle instantly.
• Merchants have immediate access to cash flow, improving financial liquidity.

🔹 No Credit Score Requirements

• Even businesses with bad credit can accept payments with RTP®.
• No need for a lengthy merchant account approval process.

🔹 Eliminates Chargebacks & Fraud Risks

• Unlike credit card payments, RTP® transactions are final and cannot be reversed.
• Eliminates fraudulent chargebacks and customer disputes.

🔹 24/7/365 Payment Processing

• Accept payments anytime, including weekends and bank holidays.

🔹 Secure Transactions with ISO 20022 Compliance

• Advanced encryption protects sensitive data and prevents fraud.

Industries That Benefit Most from RTP® Merchant Services

Retail & E-Commerce

• Fast checkout process with instant transaction confirmation.
• Lower costs than credit card networks.

B2B & Wholesale Transactions

• Real-time supplier/vendor payments, improving inventory and supply chain management.

Subscription & Membership Services

• Automated billing cycles with no chargeback risks.

Freelancers & Gig Economy

• Immediate access to payments, no bank processing delays.

High-Risk Industries

• No merchant account restrictions based on industry type or credit history.

Get the Best RTP® Merchant Services with TodayPayments.com

Are you ready to accept instant, low-cost, and secure payments?

With RTP® Merchant Services, your business can:

Accept instant A2A transactions with no settlement delays
Lower processing costs compared to credit card networks
Eliminate chargebacks and fraud risks
Seamlessly integrate with QuickBooks®, Xero, and NetSuite
Enjoy 24/7/365 payment processing for any business type

Sign up with TodayPayments.com today and start accepting instant payments with RTP®!