Credit Card Processing
Retail Face-to-Face
Mail Order Telephone Order
eCommerce Internet Sales
eMail Invoicing
FedNow & Real-Time
Payments
Solutions
Online integrated Origination, Sending, Receiving and Recordation of all Good Funds Transfers.
"All participants receive instant real-time electronic notifications. Use our online Payment Gateway interface or integrate your in-house system with our API"
More info
Check Processing
Online Reporting with Images
Stop Going to the Bank
Next Day Funding
Check 21 - Remotely Create Checks
Electronic Check
Best Credit Card Processing & Merchant Services for Small Businesses – Fast & Secure Transactions
What is Real-Time payments with Credit Cards?
How to Utilize Real-Time Payments with Credit Cards for Business Growth
Real-time credit card payments enable small businesses to process transactions instantly, enhancing efficiency and customer satisfaction. By selecting the right merchant services provider, businesses can access secure, cost-effective solutions that support seamless payment acceptance. Whether running a brick-and-mortar store, an online shop, or a service-based company, utilizing a reliable credit card processor minimizes fees and maximizes convenience. Advanced security features, such as encryption and fraud detection, safeguard sensitive data while reducing chargeback risks. With real-time processing, merchants can improve cash flow, speed up order fulfillment, and enhance the overall transaction experience for their customers.
Today Payments, a leading merchant service provider, offers flexible solutions for in-person, online, and mobile credit card transactions. Small businesses benefit from transparent pricing, low processing costs, and rapid fund deposits that keep operations running smoothly. Integration with POS systems and eCommerce platforms ensures a seamless checkout experience, reducing friction for both merchants and customers. Enhanced fraud protection measures, including tokenization, provide additional security, minimizing the risks associated with digital transactions. By leveraging top-tier credit card processing services, businesses can streamline operations, increase revenue, and build long-term customer trust through fast and secure payment solutions.
Reliable & Affordable Credit Card Processing for Small Businesses – Fast & Secure Payments
Optimizing Credit Card Processing for Seamless Business Transactions
Credit card processing plays a vital role in the interactions between merchants and their clients, ensuring smooth, secure, and efficient transactions across various business models. Whether handling business-to-business (B2B) or consumer-to-business (C2B) payments, merchants benefit from accepting credit card payments through multiple channels, including Mail Order/Telephone Order (MOTO), Point of Sale (POS), and eCommerce platforms. B2B transactions gain from real-time processing, enabling businesses to pay vendors, contractors, or suppliers instantly while enhancing cash flow and liquidity. For C2B interactions, customers enjoy fast, reliable payments with instant fund accessibility, improving their purchasing experience. Additionally, merchants can issue quick refunds and chargeback resolutions, increasing customer trust and satisfaction.
Real-time credit card processing enhances payment efficiency across different sales channels. MOTO transactions, traditionally delayed due to manual approvals and banking limitations, are now completed instantly, helping businesses close deals faster. In physical retail locations, POS integration allows customers to make secure card payments in real time, reducing checkout times and minimizing cash-handling risks. Online merchants benefit from instant eCommerce payments, eliminating processing delays that often lead to cart abandonment while accelerating order fulfillment. To maximize security, businesses must ensure seamless integration between their payment gateways and POS systems while utilizing fraud prevention measures such as encryption and tokenization. By adopting modern credit card processing solutions, merchants can reduce transaction costs, enhance operational efficiency, and provide customers with a secure and convenient payment experience across all platforms.
Creation Request for Payment Bank File
Call us, the .csv and or .xml Real-Time Payments (RTP) or Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) shows how to implement Create Real-Time Payments Request for Payment File up front delivering a message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continues through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.
... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform.
Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH
and Real-Time Payments funding. Our business clients receive faster
availability of funds on deposited items and instant notification of
items presented for deposit all based on real-time activity.
Dedicated to providing superior customer service and
industry-leading technology.
Contact Us for Request For Payment payment processing
